All loans are subject to underwriter final approval, loan limit restrictions based upon subject property state, terms and conditions may apply. Subject to change without notice. Always consult an Accountant or Tax Advisor for full eligibility requirements on tax deductions. Eligibility for this non-repayable grant is subject to the Program guidelines. Changes to loan parameters including but not limited to loan amount, owner-occupancy status, loan to value, and other factors may render Borrower ineligible for the Program. The grant may only be used for the borrower’s cash investment in accordance with the Program guidelines.

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I’m ready to buy a house but need help with the down payment.

Guild 1% Down Conventional Loan

Exclusive to Guild, our 1% Down Conventional Loan program can help your dreams of home ownership become a reality. Move in with 3% equity for only 1% down payment. This program is ideal for people with good credit but struggle with a down payment. The Guild down payment assistance is a 2% grant to the borrower that does not need to be repaid.

Loan Features

  • Guild Exclusive Program
  • Requires a 680 FICO
  • Loan amounts to $424,100
  • Not just for first time home buyers
  • Condo’s OK
  • Move in with less out of pocket
  • Both 30-year and 15-year loans available