9 tips for improving your credit score

  1. Minimize the number of companies who run your credit; these inquiries may lower you score
  2. Be patient; it takes time to see the fruit of your labor
  3. Pay off all debts
  4. Negotiate a settlement with your creditor
  5. Avoid new credit card applications
  6. Pay all your bills on time; not even 1 day late
  7. Avoid new credit card purchases
  8. Discuss all credit report errors
  9. Pay off a past due balance

Guild Mortgage is an Equal Housing Lender; NMLS 3274. We are licensed to do business in the state of Arizona. BK#0018883; AZ BKBR 0018986; Branch NMLS 156371. All loans are subject to underwriter final approval, terms and conditions may apply. Subject to change without notice. Always consult an Accountant or Tax Adviser for full eligibility requirements on tax deductions.