Mar 19, 2020 | Latest Post, Mortgage Tips
What is included in your monthly mortgage payment? A mortgage payment bundles your loan payment, hazard insurance payment and property tax payment into one monthly bill. An escrow account (also referred to as impound or trust account) is an account for paying your...
Nov 8, 2019 | Latest Post, Mortgage Tips
No credit score? No problem FHA offers financing with no credit scores If your a borrower that lacks credit references, has insufficient credit or hasn’t established a credit history, alternative references can be accepted as non-traditional credit by verifying:...
Aug 28, 2019 | Latest Post, Mortgage Tips
Homeownership is a great responsibility. But it comes with many benefits. Equity – Every rent payment builds your landlord’s equity, while every mortgage payment builds yours. A Financial Cushion – Your equity can be tapped via a home equity loan for...
Jun 17, 2019 | Latest Post, Mortgage Tips
Do’s Don’ts Make sure your employment, asset and personal information is correct on your loan application. Be prepared to account for non payroll deposits into each account you plan to use toward your transaction. Respond to any requests from your loan...
May 14, 2019 | Arizona Real Estate Market News, Latest Post
Interested in interest rates? Let’s take a look Compared to previous times in history rates are still at a low Let’s talk – 425-8700 Guild Mortgage Company; Equal Housing Opportunity; NMLS 3274. We are licensed to do business in the state of Arizona....
Apr 2, 2019 | Latest Post, Mortgage Tips
9 tips for improving your credit score Minimize the number of companies who run your credit; these inquiries may lower you score Be patient; it takes time to see the fruit of your labor Pay off all debts Negotiate a settlement with your creditor Avoid new credit card...
