FACTS

WHAT DOES GUILD MORTGAGE COMPANY DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us.
This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Guild Mortgage Company chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Guild Mortgage Company share?

Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes –
information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes –
information about your creditworthiness

Yes

We don’t share

For nonaffiliates to market to you

Yes

We don’t share

Questions? Call (800) 365-4441 or go to www.guildmortgage.com

Who is providing this notice?

Guild Mortgage Company

How does Guild Mortgage Company protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Guild Mortgage Company collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan or provide account information
  • Give us your income information or give us your contact information
  • Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Our affiliates include financial companies, such as:

  • Guild Financial Express
  • United of Omaha Life Insurance Company
  • Mutual of Omaha Bank

And nonfinancial companies, such as:

  • Guild Administration Corporation
  • Mission Village Insurance

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliated companies we share with include:

  • Banking and financial institutions, mortgage service providers, insurance companies, mortgage companies and direct marketing companies

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include:

  • Banking institutions